Financial Tools
Loan & Investment Calculators
Plan your finances with precise, instant calculations. Visualize how your loan repayments are split and how your savings grow over time.
How these calculators work
Loan EMI formula
EMI (Equated Monthly Instalment) is the fixed payment a borrower makes each month to repay a loan. It is calculated using the formula: EMI = P × r × (1 + r)^n / ((1 + r)^n − 1), where P is the principal, r is the monthly interest rate, and n is the number of monthly instalments.
Compound interest formula
Compound interest grows your investment because each period the interest is calculated on both the principal and the accumulated interest. The formula is A = P × (1 + r/n)^(n×t), where P is the initial deposit, r is the annual rate, n is compounding frequency per year, and t is the time in years.
